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Which of the following are ways to cut down on everyday expenses?


These are all simple steps that could help you save a little money.

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Which of the following does NOT factor into your eligibility for student loans?


When dispersing loans, FAFSA uses cost of attendance and the expected family contribution to determine financial need.

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Key Takeaways

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When you're paying for education, you have lots of flexible financing options available to you. If you combine that with some smart saving, you could be well on your way. Here are a few things to keep in mind.

  • Check to see what scholarships, grants, and work-study programs you may be eligible for
  • Determine if your employer offers tuition assistance programs
  • See if you can find places to reduce your expenses so you can save even more
  • Given a choice, get subsidized rather than unsubsidized loans—they’ll cost you less over time
  • Reduce the cost of going back to college by working, finding grants or using an employer-sponsored program