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How many credit cardholders are affected by gray charges?


One out of every three credit cardholders in the U.S. is being charged some sort of recurring fee every month.

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True or false: You can sometimes change the due dates of bills to better align with the dates you get paid.


Many billers are happy to change the date payment is due, so long as you’re still paying each month.

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Key Takeaways

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  • Try making a list of the bills you pay every month and their due dates to help you get organized
  • Remember to review each item on your monthly bills for accuracy
  • Identify a dedicated place in your home and on your computer to keep paper and digital bills
  • Consider working with billers to change regular due dates and repayment so they better align with your income and schedule
  • Remember to watch out for gray charges—recurring fees you may not be aware of, like old gym memberships